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Affordable Payment Plans for CNA/GNA Training

Paying for school without the help of financial aid can be a challenging task. That’s why Top Knowledge offers interest-free affordable payment plans that allow you to pay the cost of the program over 3-5 weeks. The school recently added another payment option that allows you to pay the program costs over 3 or 6 months. We also have listed scholarships that some of are students may qualify for.

If you do not qualify for any of the scholarships listed below and you are not in the financial position to pay for the nursing assistant training program, maybe you know someone who can help fund your goal. This can be a parent, a guardian, a mentor, an uncle, an aunt or even a friend. Either way, making an investment in your future can greatly increase your earning potential and help you provide a better life for you and your family.

Payment Plans

Morning & Evening CNA/GNA Training Program Payment Schedule

Amount Due Date
$100.00At Registration
$342.00First Day of Class
$400.00Week 2
$400.00Week 3

Weekend CNA/GNA Training Program Payment Schedule

Amount Due Date
$100.00At Registration
$342.00First Day of Class
$400.00Week 3
$400.00Week 5

EZ Pay Advantage 3-month or 6-month Payment Plan

The EZ Pay Advantage program is an optional loan program that allows one to pay the program costs over an extended period of time. This means that the student can choose to participate or not to participate in this optional loan program. The maximum loan amount that a student can borrow is $1500.00. Students interested in this extended payment plan will have to complete a free application that takes about 10 minutes to complete. Please note that this payment plan is a loan. Defaulting on a loan can cause serious harm to your credit report, which can affect future purchases.

Students have the option in choosing to pay the program costs over 3 months or 6 months. In addition to the loan amount, the student will be assessed a processing fee by the lender, which is Secure Payment Systems. The processing fee is determined by the loan amount and the loan duration. The higher the loan amount, the higher the processing fee. Also, the longer the loan duration, the higher the processing fee. For example, a loan in the amount of $1,145.00 will have a smaller processing fee than a loan in the amount of $1,242.00. A loan duration of 3 months will have a smaller processing fee than a loan duration of 6 months.

Prior to completing the loan application, the student will be given a printout from securepaymentsytems.com that details the loan amount requested, the processing fee, the required down payment, the number and the amount of the monthly debits and the final program costs (includes loan amount requested plus processing fee). Loan approval is not guaranteed. Loan approval is not based on your credit score but other factors such as payment history. The lender will have to pull a credit report so this will create an inquiry on your credit report.

Upon approval, the student will be required to make a down payment of 25% the same day the loan is approved. The payment must be in the form of a personal check. That amount will be debited immediately from the student’s account. Once the down payment has been made and debited from your account, the lender, which is Secure Payment Systems will pay the total program costs in one disbursement check within 3-4 days to the school.

The student should not complete the loan application if they are unable to make the 25% down payment the same day. Prior to completing the loan application, a school representative will calculate the 25% down payment that will be required based on the loan amount requested. If a student is granted loan approval and the 25% down payment is not made on the same day, the student will have to complete a new loan application. Having to complete a new loan application may mean that the student will have to wait until the next program start date.

After the down payment, the remaining payments will be processed in 30 day intervals after the purchase date shown on your EZ Pay Security Agreement. The payment will be debited from the account listed on the EZ Pay Security Agreement.

Eligibility Criteria:

  1. One must have a checking account
  2. One must have a checkbook with personal checks with the name commercially imprinted. Business, money orders, cash management and credit card checks and P.O. Box addresses are not eligible.
  3. One must put down 25% of the loan amount at the time of approval
  4. One must have a driver’s license or a state ID.

Loan Example:

EZ-Payment Advantage Calculation for a 3-month Payment Plan

Loan Amount (Includes: Tuition, Registration Fee, Textbook and Skills Bag)$1,242.00
Processing Fee$ 198.32
Final Total Program Costs$1,440.32
Down Payment$ 360.08
Each Monthly Debit$ 360.08
Number of Monthly Debits3
Total of all Monthly Debits$1,080.24
The Final Total Program Costs$1,440.32

EZ-Payment Advantage Calculation for a 6-month Payment Plan

Loan Amount (Includes: Tuition, Registration Fee, Textbook and Skills Bag)$1,242.00
Processing Fee$ 315.87
Final Total Program Costs$1,557.87
Down Payment$ 389.47
Each Monthly Debit$ 194.73
Number of Monthly Debits6
Total of all Monthly Debits$1,168.40
The Final Total Program Costs$1,557.87
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